Mortgage brokerage · Vancouver, BC

Every mortgage has a solution. We find yours.

Buying, refinancing or renewing — Peak West handles the paperwork, the deadlines and the negotiating, so the biggest purchase of your life feels a whole lot smoother.

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Tools & resources

Everything you need, before you need it

Free tools and guides that answer the questions most buyers don't know to ask.

Mortgage calculator

Estimate your payments, insurance and BC transfer tax — all in one place.

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Legal fees calculator

Estimate your mortgage legal costs in seconds with our simple calculator.

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Find a lawyer

Connect with trusted real estate lawyers for your completion day.

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Document library

Not sure what to upload? Our library shows exactly what each file looks like.

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Why Peak West

Focus on the home. We'll take care of the rest.

A mortgage shouldn't feel like a second job. Our work is making yours simple.

A solution for every situation

Self-employed income, new to Canada, bruised credit, complex files — where others see roadblocks, we know the path through.

A smoother process, start to finish

One dedicated broker, clear checklists, and proactive updates. You'll always know what's happening and what comes next.

Advice that puts you first

Straight answers about what you qualify for and what it really costs. Our advice costs you nothing on most residential mortgages.

Our solutions

Tailored for every stage of homeownership

Home purchases

First-time buyers, upsizers and new-to-Canada purchasers. We secure your pre-approval and keep every deadline on track through to your keys.

Refinancing

Unlock equity for renovations, consolidate debt, or restructure your mortgage around a change in plans — with a clear picture of the costs and benefits.

Renewals & switches

Your renewal letter is rarely your best option. We review the whole market before you sign — often at no cost to switch.

Self-employed & complex files

Business-for-self income, rental portfolios, presales and private lending. We specialize in the files that make banks nervous.

Client reviews

Trusted by homeowners across Metro Vancouver

5.0 34 reviews on Google
★★★★★
"I had a fantastic experience working with Pouya as my mortgage specialist. He went above and beyond to help me qualify for my mortgage, patiently explained every detail, and even worked late in the evenings to ensure everything was done perfectly. Thanks to his dedication, the process went smoothly. I highly recommend Pouya to anyone looking for a reliable, knowledgeable, and caring mortgage professional."
Mahdi Darvishani · Google review
★★★★★
"We had a great experience working with Pouya as our mortgage advisor. He made the whole process straightforward and easy to understand. He was always available to answer our questions and never made us feel like we were bothering him. Thanks to his help we got into our first home without any major stress. Would definitely recommend him!"
Nazanin Yousefzadeh · First-time buyer
★★★★★
"Great experience working with Pouya! He was professional, respectful, detail-oriented, and very reliable throughout the entire process. His organization and efficiency made everything feel smooth and stress-free. You can tell he genuinely cares about his clients. Highly recommend if you're looking for a knowledgeable and trustworthy mortgage broker."
Farshad Bolourchifard · Google review

Read all 34 reviews on Google →

The home buying process

A step-by-step path to your front door

Here's the whole journey — and we're beside you for every step of it.

Gather documents

Proof of income, tax returns and bank statements. Our document library shows you exactly what's needed.

Get pre-approved

We confirm your budget and hold your rate for up to 120 days while you shop with confidence.

Find your realtor

Choose an expert to guide your search. We're happy to connect you with realtors we trust.

House hunting

Tour homes knowing exactly what you can offer — and what your payments would look like.

Make an offer

Negotiate and finalize the purchase agreement with your budget already locked in.

Clear conditions

We drive your financing approval while inspections happen, so subject removal is stress-free.

Finalize paperwork

Sign with your lawyer or notary. We coordinate with everyone so nothing falls through the cracks.

Get your keys

Completion day. You move in — and we keep watching your mortgage so you never overpay at renewal.

FAQ

Common questions, straight answers

What credit score do I need for a mortgage?
It depends on the lender and mortgage type, but a score of 680 or higher generally opens up the best options. Lower score? There are still solutions — talk to us before assuming you don't qualify.
How much down payment do I need?
Typically 5% to 20% of the purchase price. Below 20%, mortgage default insurance applies, which is added to your loan. We'll walk you through what that means for your monthly payment.
What's the difference between fixed and variable rates?
A fixed rate stays the same for your whole term; a variable rate moves with the market. The right choice depends on your plans and comfort with change — we'll map out both scenarios for you.
How long does approval take?
With your documents ready, approvals typically come back within 24 to 48 hours. Getting the file complete up front is the key — and that's our job.
Can I pay off my mortgage early?
Usually yes, though some mortgages carry prepayment penalties. If flexibility matters to you, tell us — we'll prioritize options with generous prepayment privileges.
What does working with Peak West cost?
On most residential mortgages, nothing — we're compensated by the lender. If your situation ever involves a fee (some private or specialty lending does), we'll tell you clearly before any work begins.

Ready when you are

Start your application online in minutes, or book a free call and let's talk through your situation first.

Apply now Book a call

From the blog

Guides worth reading before you buy

Home buying

Buying Before You Sell: How Bridge Financing Works in BC

Found the next home before the current one sold? How bridge loans, HELOCs and porting make the timing work.

Read article →

Newcomers & non-residents

Buying a Property in Canada Without Being a PR or Citizen

The foreign buyer ban, its exceptions, BC's 20% tax — and how newcomers actually get approved.

Read article →

See all articles →

Contact

Let's talk about your plans

Send us a note and we'll come back within one business day — no obligation, no pressure.

We'll never share your information. No credit check at this stage.